Business Financing

The need to invest in fixed and working capital sooner or later emerges for every company. In such cases, a bank loan is a source of funding that can not be ignored.
BFA Bank offers loans to corporate clients on individual conditions and for the different purposes and projects, with various repayment periods and the types of funds borrowed.

Among the variety of loans provided by the BFA Bank we would like to mention the five major ones:

Working Capital Financing
Target Loans
Settlement Account Financing - Overdraft
Loans to Secure Bids
Financing of Leasing Transactions

To ensure the maximum convenience of our lending resources, the Bank offers various forms of loans:

Lump-sum loans
Revolving credit facility
Non-revolving credit facility

Each loan form has its advantages. In the event there is a supply contract with progress payments, it will certainly be advantageous to use a credit line, since the percentage for the use of the borrowed funds will not accrue on the full amount of a loan, but only on the amount of money actually used that would reduce the costs of servicing the loan. On the other hand, if you need to buy expensive equipment, a lump-sum loan might be of top interest. BFA Bank’s expert will guide you through our products and offer assistance when choosing the most appropriate form of a loan.
BFA Bank’s policy includes setting an individual interest rate for each client. Traditionally, the main criteria which the Bank pays attention to when determining the interest rate for a client are: a good financial standing of a debtor, the availability of the marketable collateral that may be quickly sold in the event that the debtor is under financial pressure, good credit history, business transparency, the reputation of a borrower, the stability of the financial indicators and production facilities. By working closely with our borrowers, as well as building trust relationships we are able to achieve the best terms of loan agreement for both parties.

Please, contact us for more information.